SSI 2026 Payment Dates: Arizona Calendar & COLA Increase

Supplemental Security Income payments in 2026 follow a fixed federal schedule set by the Social Security Administration. If you live in Arizona, your payment dates are exactly the same as the national calendar.

SSI is a federal benefit, so location does not change when you get paid.

SSI 2026 Payment Calendar (Arizona and Nationwide)

SSI payments are usually sent on the first day of each month. If that date falls on a weekend or federal holiday, payments are sent earlier on the previous business day.

Here are the confirmed SSI payment dates for 2026:

  • December 31, 2025 (January 2026 payment)
  • January 30, 2026 (February payment)
  • February 27, 2026 (March payment)
  • April 1, 2026
  • May 1, 2026
  • June 1, 2026
  • July 1, 2026
  • July 31, 2026 (August payment)
  • September 1, 2026
  • October 1, 2026
  • October 30, 2026 (November payment)
  • December 1, 2026

There is no SSI payment issued during March, August, or November in the traditional sense. That is because those payments arrive early at the end of the previous month.

Why Some SSI Payments Come Early in 2026

The payment schedule shifts several times in 2026 due to weekends and holidays.

For example, the January 2026 SSI payment is sent on December 31, 2025. This happens because January 1 is a federal holiday.

The same rule applies throughout the year:

  • If the 1st falls on a weekend, you get paid the Friday before
  • If the 1st falls on a holiday, you get paid the prior business day

This does not mean extra money. It is simply an adjusted schedule to ensure you receive your benefit on time.

2026 COLA Increase for SSI Benefits

The 2026 cost of living adjustment is officially set at 2.8 percent.

This increase applies to all SSI recipients starting with the January 2026 payment, which is issued on December 31, 2025.

New SSI Maximum Monthly Amounts for 2026:

  • $994 for individuals
  • $1,491 for couples
  • $498 for essential persons

These are federal base amounts. Your actual payment may be different depending on income, living situation, and state supplements.

How Arizona Affects SSI Payments

Arizona does not change the federal SSI payment schedule. Every recipient in the state follows the same calendar issued by the Social Security Administration.

However, some states offer extra SSI supplements. Arizona generally does not provide a large state supplement compared to states like California.

This means most recipients in Arizona rely mainly on the federal SSI amount.

When Will You Receive Your First Increased SSI Payment?

Your first payment with the 2026 COLA increase arrives at the end of 2025.

  • Payment date: December 31, 2025
  • Covers: January 2026 benefit
  • Includes: 2.8 percent increase

The increase is automatic. You do not need to apply or contact the Social Security Administration.

How SSI Differs From Social Security Payment Dates

SSI payments are simple. They are issued once per month, usually on the first.

Social Security retirement or disability benefits follow a different schedule:

  • Second Wednesday if your birthday is between the 1st and 10th
  • Third Wednesday if your birthday is between the 11th and 20th
  • Fourth Wednesday if your birthday is after the 20th

If you receive both SSI and Social Security, your SSI still arrives on the first, while your Social Security follows the Wednesday schedule.

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